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(106)Yrittäjän Aloituspaketti 2025 full-structure

This structure is designed to be: step by step, easy to follow, checkbox-driven, simple language, suitable for both Finns & immigrants and printable + usable on mobile. 

Required insurances (YEL+others)

YEL Insurance
** Required if :
✅ You work for your own business
✅ YEL income > €9,010.28 / year
✅ Entrepreneurship lasts > 4 months

Additional insurance

✅ Liability insurance
✅ Legal insurance
✅ Accident insurance
✅ Property / equipment insurance

Band account setup

✅ Choose a bank ( OP, Nordea, Danske, Holvi
✅ Open business account
✅ Set-up online banking
✅ Prepare accounting software integration